Car Insurance Comparison Worksheet
A worksheet to compare motor insurance quotes side by side — cover type, premium, excess, benefits and claim response — so you pick the policy that pays when you need it, not just the cheapest.
Related: Car Financing Comparison Worksheet · Total Cost of Ownership Worksheet
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How to use this document
- 1Get two or three quotes and fill a column for each insurer.
- 2Compare cover type (comprehensive, third-party, TPFT), the excess you'd pay per claim, and the insured value.
- 3Weigh up claim turnaround and add-ons, not just the premium.
Questions
What's the difference between comprehensive and third-party car insurance?
Third-party only covers damage you cause to others; comprehensive also covers your own car against accident, theft and fire. Third-party fire & theft (TPFT) sits in between. Comprehensive costs more but protects your own vehicle.
What is the excess on car insurance?
The excess (or deductible) is the amount you pay out of pocket on each claim. A low premium with a high excess can cost you more when you actually claim — compare both.
A quick note. This is a general template provided free for convenience — not legal, financial or professional advice. For high-value or unusual situations, get professional advice and confirm current procedures (for example with NTSA). Garisea isn’t a party to your transaction.