Car Financing Comparison Worksheet
A worksheet to compare car loan offers side by side — rate, term, deposit, monthly repayment and the total you'll actually repay — so you choose on the full cost, not just the monthly figure.
Related: Car Insurance Comparison Worksheet · Total Cost of Ownership Worksheet
Download free PDFFree · print-and-fill · no sign-up
How to use this document
- 1Get quotes from two or three lenders and fill a column for each.
- 2Compare the total amount repayable and the fees, not just the monthly payment.
- 3Check the deposit required, whether the rate is fixed or reducing, and any early-repayment penalty.
Questions
How do I compare car loans in Kenya?
Look beyond the monthly payment: compare the interest rate, the loan term, the deposit required, total fees and the total amount you'll repay over the life of the loan. A lower monthly payment over a longer term can cost more overall.
What deposit do I need to finance a car?
It varies by lender and vehicle, but asset finance usually requires a deposit. Compare deposit requirements across lenders — Garisea's financing partners list their terms.
A quick note. This is a general template provided free for convenience — not legal, financial or professional advice. For high-value or unusual situations, get professional advice and confirm current procedures (for example with NTSA). Garisea isn’t a party to your transaction.